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Exciting News: Our Carmarthen Office is Re-Locating!

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We are pleased to announce that on Monday 28 October, our Carmarthen office will be moving to Parc Pensarn, Carmarthen. While we have cherished our time at Tŷ Gelli Aur, a beautiful Grade II listed building, this move is driven by our ongoing...

JCP Solicitors named again in industry bible The Legal 500

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JCP Solicitors has been recognised as a leading Wales based law firm in the latest edition of the industry bible, The Legal 500 . Recognised in most practice areas and named as a top tier firm across Agriculture and Estates , Debt Recovery , and ...

Our Fishguard Team are Moving

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We are pleased to announce that our two Pembrokeshire based offices will shortly be integrating into one at our current modern site in Haverfordwest. This is a strategic decision that reflects our ongoing commitment to providing exceptional service and the...

JCP Solicitors nominated for industry-leading LexisNexis Family Law Awards 2024

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JCP Solicitors has been nominated for the esteemed LexisNexis Family Law Awards 2024 , recognising the firm’s diligent and exceptional service for Family Law clients in Wales and beyond. The LexisNexis Family Law Awards celebrate the best in family...

New Directors Leading the Way at JCP Solicitors

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South-Wales based JCP Solicitors has recently appointed two new Directors, demonstrating the law firm’s commitment to developing future leaders. This double promotion names Lauren Protheroe in Medical Negligence and Ben Davies in Property...

Community Sponsorship Round-up: How #TeamJCP Supports Local

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At JCP, we are proud to support the communities in which we are based and as a trusted, local law firm that supports our clients through life, we are committed to putting our words into action with our #TeamJCP Community Sponsorship Scheme. Throughout our...

Spinal Cord Injury Awareness Day - know the causes, effects, and when to contact a solicitor

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Every four hours, someone in the UK sustains a spinal cord injury . Whether caused through personal injury or medical negligence, damage to the spinal cord can have a catastrophic effect on a patient’s strength, sensation, and quality of life. ...

Networking success at Pembrokeshire Four Seasons Business Lunch

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West Wales businesses recently came together for the Spring Pembrokeshire Four Seasons Business Lunch to connect with others in the region and hear a talk from the Director of the National Botanic Gardens of Wales , Dr Lucy Sutherland. Hosted by JCP...

JCP Solicitors Announces Three Senior Promotions

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JCP Solicitors, headquartered in Swansea, has announced a series of three internal promotions naming Claire Davies , Emily Summer , and Alice Rowlands as Senior Associates. Leading legal cases concerning Family, Commercial Litigation and Lifetime...

Residence Nil Rate Band - The pitfalls

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In April 2017, the Residence Nil Rate Band was introduced to provide an additional Inheritance Tax Relief for homeowners who wanted to leave their property to a direct descendant. Any unused portion of this Relief is transferrable between married couples....

Senior Appointments Strengthen Solicitors' Commercial Offering

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One of Wales’ best known law firms, JCP Solicitors, announces three senior appointments across Commercial and Agriculture & Property Litigation, further strengthening its offering for commercial and rural clients in Wales and beyond. The...

Safeguarding your business and staff this festive season

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"Our annual Christmas party is coming up, but I’m concerned about keeping our employees safe and protecting our company's reputation. What measures can we take to ensure there are no issues?" Employers are ultimately legally...

Ask the Legal Expert - How will developments in employment law impact our business?

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Employment law is consistently developing, as legislation can often take longer to catch up with the changes in employment trends we see across workplaces. Working-from-home setups have revolutionised the way many of us work, with employers offering...

How do I pass on my digital assets when I die?

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It is very important that we all consider making a Will, as this enables us to set out where we want our assets to go after our death. As part of this process, many of us also opt to make a record of our digital assets in order to assist our loved ones after...

Local Law Firm Proud Sponsors of Tenby's LC Kinder

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JCP Solicitors is delighted to once again be sponsoring the LC Kinder event at this year’s Long Course Weekend in Tenby. The law firm, which has offices across west Wales including Pembrokeshire, has been proud sponsors of this popular sporting...

Personal Relationships in the Work Place - 4 Key Policies That Every Employer Should Consider

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The headlines involving Phillip Schofield's personal relationship with his colleague has probably got everyone in Employment and HR roles thinking about workplace relationships from an HR perspective. It is common for personal relationships (both...

HR Newsflash - Brexit changes to Employment Law

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In 2023, we kept a watching brief over possible developments in employment law. We anticipated that towards the end of 2023 (with a transition period up to mid-2026), regulations derived from EU law (such as the Working Time Regulations) would be...

JCP Solicitors crowned at Welsh Law Awards 2023

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On Wednesday 3 May, #TeamJCP attended the Welsh Law Awards at Hilton Hotel, Cardiff – where we were crowned the South Wales Law Awards ‘Champion of Champions’, as well as winning awards for Conveyancing and Personal Injury. A...

HR Newsflash - ACAS guidance on mental health in the workplace

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ACAS has published new guidance on making reasonable adjustments for mental health in the workplace. The guide can be found here . The guidance covers: What reasonable adjustments for mental health are Examples of...

Celebrating our #TeamJCP Conveyancing Heroes

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We are proud of our hardworking Conveyancers who go over and above to help our clients buy their dream homes. In a time where we have all been faced with or read about frauds and scams, they also make sure that what is probably the biggest purchase of a...

Not So Useful Utility!

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“I have purchased some land. Pursuant to a deed granted several years ago, a utilities company has a right to cross my land to maintain its telecoms site. This telecoms site is only accessible over my land. Unfortunately, the utilities company is...

Private Residential Landlord? Have you made the changes?

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The new Renting Homes (Wales) Act (2016) (“the Act”) was implemented on 1 December 2022 and introduced considerable changes of which private residential landlords must be aware. These changes are effective immediately. A key change under the Act...

JCP's brain injury experts recognised alongside UK's best

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Three of JCP’s brain injury experts have been recognised among the best in this year’s Headway Head Injury Solicitors Directory . Our specialist legal experts Mei Li, Matthew Owen, and Keith Thomas have once again been listed amongst...

JCP Solicitors celebrates continued appointment to prestigious NFU Cymru Panel

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JCP Solicitors has been appointed to the prestigious NFU Cymru Panel for another three years securing its position as the legal firm of choice for thousands of members of Wales’ farming community. The legal firm has been named as the NFU’s...

Can I prevent the public from claiming an official right of way through my land?

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"A walking group is cutting through my land as part of their route and I’m concerned they could claim this as a public right of way, what can I do to prevent this?" If they have just started using the cut through then they should be...

Company Insolvency - What are my Responsibilities as Director?

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The Insolvency Service has recently published its monthly statistics for recorded insolvencies of registered companies in England and Wales. Insolvency rates for registered companies in July 2022 were 67% higher than in July 2021. The statistics also show a...

JCP Solicitors appoints 13 Senior Associates as part of career restructure

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Thirteen members of one of Wales’ leading law firms, JCP Solicitors, have been appointed to the role of Senior Associate as it continues to strengthen its career opportunities to support its ongoing growth. The legal firm, which has offices across...

What Can Farming Tenants and Landlords Do If They Cannot Reach an Agreement About Accessing Sustainable Farming Schemes?

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"If a farming tenant wants to access the Sustainable Farming Scheme what legal rights do they have to access it? And what can landlords do if they can’t reach an agreement around this?" On September 26 the Agriculture (Wales) Bill was...

Creditors Beware: Petition Deposits to Rise

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On 1 November 2022 petition deposits, the amount paid to pursue bankruptcy proceedings against an individual or winding up proceedings against a company, will rise by more than 50%. The deposit paid when pursuing bankruptcy...

JCP Solicitors Boosts Conveyancing Expertise With New Appointments

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JCP Solicitors is pleased to have strengthened its leading Residential Property team with two new recruits who will unlock faster matter turnaround and support growth. Joe Hawkins and Katie Walters have joined the firm’s specialist Residential...

One Strike and You're Out?

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“I am a Commercial Landlord and I have found out that my Tenant has been struck off the register, what happens next?” A company can be struck off the Register of Companies for a number of reasons. While some companies have fallen foul of the...

Welcome to Jenna and Rachael - Fresh Talent For Commercial Property and Family

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We are pleased to welcome Jenna Birch and Rachael Price to the JCP Solicitors' fold with both bringing a combination of talent, professionalism and experience to their new roles. Jenna is an Associate Solicitor in JCP’s Commercial Property team,...

JCP Solicitors Boosts Commercial Expertise With New Appointments

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JCP Solicitors is pleased to have strengthened the services it provides to businesses in South Wales with two new recruits, Jessica Lawson and David Goodway , who both bring a wealth of expertise with them. Jessica Lawson joins as an Associate Solicitor in...

Making Sure Your Child is Cared For In The Event of Your Death

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"I’m separated from my son’s mother, who has severe personal issues. If I were to pass away unexpectedly, she would be unsuitable to care for him. How can I ensure he is cared for appropriately if this happens?" Having a Will in...

On Your Bike!

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This year’s Cycling UK Bike Week is due to take place from 6- 12 June 2022 and is the perfect time to dust off your bike and get out on two wheels. Here’s what you need to know about #BikeWeekUK: What is Bike Week? Bike Week, organised by ...

Can Employers Monitor Home-Based Staff Legitimately and Legally?

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As workplaces across the country are settling into new ways of operating, many colleagues and employees are combining home-based and office-based working. While some employers are relaxed about this, there are considerations to be made around things like...

Top Tips for Employers on Protected Conversations

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In simple terms, a protected conversation provides a degree of protection for discussions about possible termination of employment. The protection only extends to claims for unfair dismissal and not to other types of claim, such as automatic unfair...

Top tips for Employers faced with Redundancy

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The legal definition of redundancy covers situations where a business either closes a business altogether, closes a Workplace (closure of one of several sites, or relocation to a new site) or has a diminished requirement for employees to do work of a...

Top Tips for Employers on Workplace Investigations

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A workplace investigation is an investigation a process undertaken with the view of establishing the facts of an unclear situation. They are typically used in relation to disciplinary matters or grievances. Tip 1 It is important to train any...

Top Tips for asking Employees about Vaccination Status

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Currently, vaccination is not mandatory in the UK apart from those who work in registered care homes in England. If you are in a non-mandatory sector and are considering asking staff about vaccination status, these are our tops tips. Tip 1 We recommend...

Top Tips for Employers on Hybrid Working

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Hybrid Working is a form of flexible working where working time is split between remote working away from the workplace (at home or some other remote location) and time spent in the workplace. Tip 1 If you can embrace it as an employer in your industry...

JCP Solicitors Appoints Four Directors to Leadership Team to Support Continued Growth

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Welsh law firm, JCP Solicitors, has appointed four new Directors to its leadership team to support the firm’s continued expansion. From 1st April 2022, Joanna Fenoulhet , Sean Boucher and Beverley Bowen will take on roles as Directors in ...

JCP Solicitors Scoops NFU Award For Excellent Legal Support

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JCP Solicitors, one of the best known law firms in South Wales, is proud to have been awarded the NFU Tim Sell Legal Panel Excellence Award 2021. JCP, which has an office in Carmarthen, is one of only two law firms in Wales hand-picked by the leading...

Newsflash - Red Alert Winds for Part of Wales

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A red weather warning for parts of Wales has been announced from early tomorrow, Friday 18 February 2022. Employers must make quick decisions as they have a duty of care to support their employees and minimise risk. Employers may wish to consider:...

Digestate Lagoons Arrangement Heralds a New Era for South Wales Farm

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JCP Solicitors’ Rural Practice team was pleased to support an NFU Member in South Wales in negotiating a Digestate Supply Agreement (DSA) with an anaerobic digestion plant, which allows for the supply and use of digestate over approx. 3000 acres of...

Listed Buildings and Compulsory Purchase Orders

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“I am a farmer with a listed building on my land. I have been served with a repair notice to preserve the listed building which is currently falling into disrepair. The local planning authority is considering a Compulsory Purchase Order...

Cervical Screening in Wales

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On 1 January 2022 Cervical Screening Wales extended the routine cervical screening (‘smear test’) interval for women and people with a cervix aged 25 to 49 in Wales from 3 years to 5 years. Following the announcement of the extension in the...

Fit Note Changes - An Update for Employers

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To help reduce the pressure on GPs during the booster programme, the regulation around fit notes has been amended temporarily. Up to 26th January 2022 a fit note is no longer required until an absence is over 28 days ...

Ask the Legal Expert: Sensitive Conversations in the Workplace

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"I am a manager and a member of my team has a strong body odour. I haven’t wanted to say anything as not to cause offence, but I’ve noticed their colleagues starting to leave antiperspirant cans in the toilets and I’ve overheard...

Is Covid The Grinch That Steals Our Christmas Cheer?

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After a difficult year many of us are looking forward to letting our hair down a little at the work Christmas party. However, with the announcement of the new Omicron Covid variant, employers and employees alike are becoming nervous. Employers have an...

Employee, Worker or Self Employed on the Farm?

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It is not unusual for farmers to engage workers on the farm but what is the status of these workers in so far as employment law is concerned? This is important because a “worker” or an “employee” can establish certain rights under...

Supporting the Poppy Appeal

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As we emerge from a global pandemic and things start to get back to normal, you might not be thinking about the impact on charities anymore. However, a report in the charity sector in 2020 found that 98% of charities were ‘somewhat’ or...

Covid-19 Self-Isolation Rules Update

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The First Minister of Wales has announced new rules around self-isolation. It comes as covid-19 rates increase across Wales, however figures shows cases may be dropping. Previous rules allowed household members of someone with covid symptoms or a...

JCP Solicitors Pledges Sponsorship Support For the Swansea Half Marathon In 2022

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After the runaway success of the 2021 JCP Swansea Half Marathon, the event’s headline partner, JCP Solicitors, has pledged its continued sponsorship for next year’s race. The law firm’s backing for the 8th time running...

Excitement ran high as the JCP Swansea Half Marathon returned for 2021

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There were moments of anticipation, excitement, and joy at this year’s JCP Swansea Half Marathon event. Runners took to the city’s streets to participate in the seventh edition of the race, which is traditionally held in June. They braved the...

I Want to Help a Young Farmer With a Contract Farming Agreement

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"I have a young farmer friend who has expertise and ideas, but little capital and I want to give her the opportunity to work my livestock farm on a contract basis. Is this complex?" Joint Venture Farming Agreements can work well for all involved...

My Brother Has Suffered a Brain Injury. Can I Take Charge of His Affairs?

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"My brother has suffered a brain injury after an accident and he needs someone to manage his affairs. He is happy for me to do this. How do we put this in motion?" I’m sorry to hear about your brother’s accident. Hopefully, you...

Thirdfort Case Study

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As one of Wales’ largest law firms, receiving 50-60 new conveyancing instructions a week, JCP Solicitors found themselves needing an eIDV solution that would streamline the onboarding process while keeping compliance top-of-mind. Waiting on certified...

The 7th Edition of the JCP Swansea Half Marathon is Back!

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Swansea will see the return of the much-anticipated race of the year next Sunday as runners will adorn the city’s streets to take part in the JCP Swansea Half Marathon . The event’s seventh edition is being held at 8am on ...

Out of Sight But Not Out of Mind: Considerations for Hybrid Working

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More employers are embracing the idea of hybrid working, having seen their teams cope with its challenges during the pandemic. It may be the case that for some office-based companies, the working world has changed for good. However, splitting time between a...

Indirect Discrimination - A Recent Case Update

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You may have noticed a recent highly publicised case that reached mainstream media outlets, in which Alice Thompson, was awarded an eye watering £185,000 compensation as a result of indirect discrimination in the work place. This was following her...

Livestock Has Broken Onto My Land, What Are My Rights?

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"I run a small farm, and cattle from a neighbouring landowner can be found in my field quite regularly, causing damage to my fencing. What are my rights?" The Animals Act 1971 gives a landowner/occupier power to deal with livestock that comes...

Director Progression for JCP Seven

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JCP Solicitors has committed to seven key promotions from within its ranks, despite the challenges of the past year. JCP, which is one of the largest law firms in Wales, is continuing to focus upon carefully managed growth in line with its long-established...

What Are My Options Regarding An Old Septic Tank On Our Farm?

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"I am considering purchasing a farm in Wales with an old septic tank. What do I need to consider?" Septic tanks discharging directly to surface water are not permissible and will need to be improved, either by upgrading the treatment...

Naming and Shaming... Those Who Don't Pay the National Minimum Wage

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Employers must pay their staff no less than the National Minimum Wage (NMW) rates. Otherwise, they open themselves up to the risk of claims, financial penalties and “naming and shaming” by HMRC. It has been reported that 10 firms in Wales...

Updated Welsh Government Guidance - Minimising the Risk of Coronavirus in Workplaces and Public Premises

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The Welsh Government has publicised new guidance on taking reasonable measures to minimise the risk of exposure to coronavirus in workplaces and premises open to the public. By way of background to the guidance, The Health Protection (Coronavirus...

How to Prevent Office Tensions When the Heat Soars

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The sight of people wilting under fans and going about their daily lives in shorts and sandals is a rarity in Britain – we are more used to being buffeted by the wind and rain during our daily commute. But as temperatures soar, we are facing some less...

Will The Covid Vaccine Be Compulsory for Care Home Staff in Wales?

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The Covid vaccine is to become compulsory for care home staff at Care Quality Commission registered care homes in England, unless they are exempt on medical grounds. The position in Wales is different. The Welsh Government has indicated, most recently on 9th...

Coronavirus - Employment Law Update

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A press conference last night showed Wales’ First Minister Mark Drakeford setting out new rules as Wales enters Level 0 in relation to Coronavirus restrictions on 7th August 2021. Here is a summary of the changes that will effect...

Brain Injury Services in Wales - A Time For Change

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A “Call for Action” was the appeal made at the recent launch of the “Acquired Brain Injury and Neurorehabilitation in Wales: Time for Change” report published 6 July 2021, which sets out key recommendations as to how...

Accessible Summer Days Out in South Wales

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Are you looking for a day out this summer that caters for individuals with reduced mobility? Rebecca Bennett, Associate Solicitor in our Injury Services team, shares her top 5 accessible spots to enjoy your ice cream in the sunshine (!) in South Wales this...

June Residential Conveyancing Completions

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During the month of June our residential property team will be under immense pressure due to the Land Transaction Tax and Stamp Duty Land Tax holiday coming to an end, alongside the current buoyant market conditions and ongoing impact of the pandemic. If we...

Ask The Legal Expert - Can I Pursue a Housing Developer For A Dividend After Selling My Land to Them?

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"I have been approached by a local housing developer who wants to buy my paddock. I am coming up to retirement and a sale now would help my nest-egg. If the developer is given planning permission to build homes after I have sold to him, would I be...

Recent Employment Law Decisions Shaping the Landscape

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What is working time? Case: Royal Menap v Tomlinson-Blake Key take-away: ‘Sleep-in’ care workers will not be entitled to minimum wage for time spent sleeping rules Supreme Court. The Supreme Court has ruled that care workers who need to...

Ask The Legal Expert - Does the Uber Ruling Mean My Business Will Have to Change?

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"I run a cleaning company in South Wales using scores of self-employed workers. The business model works for me, and my team members like having the flexibility to fit their hours in around childcare and other commitments. Will the Uber case force me...

Getting Things Moving - Processing Residential Property Transactions Smoothly

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The pandemic has put a lot of strain on the residential property market, so it is important to be aware that there can be unavoidable delays caused by any of the different parties involved in a transaction. We are doing everything possible to minimise such...

Is Your Farm Working in a Legally Sound Way?

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"I’ve taken over the reins of our farm from my father and while I have farming experience, I want to make sure I’m getting things right legally, as far as employment contracts, diversification rules and other issues. What should I do?"...

Legal car crash for Uber as Supreme Court rules in favour of gig-workers

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In a landmark case for Employment Law, the Supreme Court hands down judgment that Uber drivers were ‘workers’ within the definition of the Employment Rights Act 1996, National Minimum Wage Act 1998 and Working Time Regulations 1998. The...

New-Look Company Meetings Amid the Coronavirus Crisis

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Coronavirus, lockdowns and social distancing measures have impacted our personal and working lives in so many complex ways since March of last year. Companies have had to re-think how they serve clients and customers, but also how they deal with their...

Sharp Practice Around Leaseholds Are Being Shown The Door By UK Government

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Home-ownership is now a simpler and less expensive prospect for many thousands of leaseholders across the country thanks to the scrapping of so-called ‘rip-off’ leasehold charges. Under sweeping changes announced by the UK Housing ...

Can an employer force staff to have a vaccine?

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Employers and employees may have noted with interest a story in the media about high profile firm, Pimlico Plumbers, which is allegedly planning to rewrite its workers’ contracts to require them to have the Covid-19 vaccination if it is safe for them...

An Employment Law Update: A round up of 2020 and what's to come in 2021

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2020 A Round Up 2020 was an exceptional year for all involved in the world of Employment Law. As we got to grips with changes in our everyday lives and legislation to mitigate the effect of those changes, the key changes affecting...

Shielding and Annual Leave

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With the UK back in national lockdown and shielding reintroduced in England and Wales we are receiving a number of questions from our clients on this subject. We have put together this useful Q & A to help both employers and employees with the most...

Government Announces Christmas Cracker Furlough Extension

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Many businesses were eagerly awaiting the Government’s furlough contribution review in January 2021. To ensure businesses can prepare for the new year the Chancellor has released a Christmas cracker announcement confirming that the...

Updated Guidance - CJRS

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The Government has published the 4th edition of treasury guidance on the Coronavirus Job Retention Scheme (CJRS) which permits the Furloughing or Flexible Furloughing of Employees. The key changes are outlined below:- The CJRS...

Government Plays Trick this Halloween with Immediate Furlough Extension

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Boris Johnson played the ultimate ‘trick or treat’ this Halloween by announcing major changes to the support available to employers and employees. The changes announced on Saturday 31st October, came into play less than 12 hours later, in order...

The Open Job Support Scheme (now postponed)

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The Government has planned to replace the Coronavirus Job Retention Scheme (CJRS known as ‘Furlough’), with the Job Support Scheme (JSS) with different rules for business which are open and for businesses which are forced to close due to...

The Closed Job Support Scheme (now postponed)

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The Government has planned to replace the Coronavirus Job Retention Scheme (CJRS known as ‘Furlough’), with the Job Support Scheme (JSS) with different rules for business which are open and for businesses which are forced to close due to...

Accredited Training Body Warns of a Ticking Time Bomb For Asbestos Illness Cases

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The UK Asbestos Training Association (UKATA) has warned there may be more deaths from asbestos over the next 15-60 years because of a lapse in vital safety training during the Coronavirus crisis. The group has spoken out about the impact on training...

Air Bridges are Troubled Waters for Employers

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Many employers and employees alike have become increasingly concerned about the breaking of travel corridors that permit safe travel to certain countries on the UK’s exemption list. If you travel to a country not on this list, you must quarantine for...

Ask the Rural Expert: Advice On Making Redundancies

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I plan to move out of dairy farming so, regrettably, I may have to make my herdsman redundant. He lives in a farm cottage and I will need him to move out, but I don’t want conflict and I want to deal with this properly. How should I proceed? ...

Planning to Take Over the Reins of a Farm Tenancy?

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For agricultural tenancies granted prior to 1984, it is fairly common for tenant farmers to be succeeded as a tenant by a close family member either when the tenant retires or passes away. This type of tenancy is governed by the Agricultural Holdings...

Getting Your Farming Tenancy Right

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I’m keen to let some of my land to a farming tenant, and I have been approached by someone I know well, who is interested in taking on a tenancy. How do I make sure the arrangement works for us both and that we get the agreement right? You...

JCP Solicitors Appoints New Business Owners

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One of Wales' leading law firms, JCP Solicitors, today announced the promotion of two Directors to Business Owners. Head of the Lifetime Planning Disputes Team, Richard Howells and Marketing Director, Amy Seppman , join 12 other Business Owners...

Annual Leave and Covid-19

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This blog was last updated 9 April 2021 . Questions are being raised by both employers and employees on the rules around annual leave during the coronavirus pandemic. The new legislation explained: Under the Working Time Regulations emergency...

Can I Tap Into the Flexible Furlough Scheme?

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From July 1 many employers may be looking at introducing part time working as well as claiming from the Coronavirus Job Retention Scheme. Our Employment and HR team shares some updates regarding flexible furlough. Employers are only able to use this...

JCP Celebrates Appointments During The COVID-19 Crisis

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Welsh law firm, JCP Solicitors has appointed two new Directors, both of which have been instrumental in ensuring the business continues to offer an efficient, uninterrupted service throughout the lockdown period. Chris Q Davies is a lawyer who has been...

Covid-19 and Deferred Start dates and Probation Periods

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We have been living with the Coronavirus pandemic for the last three months and many employers and employees are now facing concerns about start dates and probation periods that need to be addressed. Some employees are rightfully concerned where they are...

Furlough Scheme Set to Change

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With recent changes and updates received from both Westminster and the Senedd, there are questions about what this means for businesses who may be using the Coronavirus Job Retention Scheme to furlough employees. As a brief overview the following...

Still foggy over Furlough? A Q&A for Employees

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For any employers or employees who have questions around the furlough scheme, we hope you find this Q&A blog helpful. This blog was last updated on the 4 March 2021 with the most recent questions added at the end of the article. On...