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Emma Gilroy
    • Emma Gilroy

    • Director & Head of Residential Property
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Expert advice when buying a new build home

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Buying a new build home comes with many advantages. You can choose the décor, you are the first owner, major repairs and problems are less likely and maintenance is less costly. However, buying a new build property can also come with its own...

Action for Pulmonary Fibrosis: JCP Directors tackle Three Peaks Challenge

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September is Pulmonary Fibrosis Awareness Month , and on 29 September 2023, our Director and Head of Residential Property Emma Gilroy and Director and Head of Lifetime Planning Chris Shaw will play their part by taking on the ultimate hiking feat:...

What are proof of funds and why do solicitors ask for it?

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Many people who have bought a house, a business, shares in a company, created a Trust or been through financial settlement in a divorce will know that we ask you to provide details of your overall wealth and proof of where your money has come from. ...

Cash Buyer - Should you Undertake Searches?

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I often receive queries from clients who do not require a mortgage to purchase a property, as to whether they should undertake searches. Whilst searches are required if you are purchasing with the aid of a mortgage they are not mandatory if you are a...

Property prices hit record high in Wales - but Land Transaction Tax change could help first time buyers

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First-time buyers may be dismayed to hear that property prices in Wales soared to a record high in September this year– with significant double-digit price rises seen across 16 authorities. All 22 areas across Wales experienced increases,...

COVID UPDATE: Residential House Transactions in Alert Level 4 / Tier 4 Areas

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The current guidance allows for residential house sales and purchases that are situated within Alert Level 4 / Tier 4 areas in England and Wales to proceed. However, as a seller and/or a buyer, you need to be alert to the risks involved. As...

A Covid-19 update on the Property Market - A video blog by JCP Solicitors

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A Covid-19 update on the Property Market with Emma Gilroy Head of Residential Property at JCP Solicitors. The guidance for people moving residential home during the pandemic has now been updated. However the new rules only apply to England currently as...

HMLR changes to help with the home buying process during Covid-19

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HMLR announced changes which came into effect on Monday 4 May 2020, which provide alternative agreed ways in which deeds can be signed and also how ID can be verified in order to assist with the progress of property transactions during this very unusual...

Can I buy a new build property during the pandemic?

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Although there are difficulties with home moves at present due to Covid-19, we are still seeing purchases of new build homes proceeding. This is due in part, because the property being purchased is vacant and unoccupied as it has just been built. Some house...

Help To Buy Your New Build Home

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Are you thinking of buying a New Build home or your very first property to allow you to get on the property ladder? Do you know the Welsh Government have a scheme that could help provide the financial assistance you’re looking for to buy your New...

Why instruct your solicitor at the same time as your estate agent?

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As we know, there are strict restrictions currently in place due to COVID-19, which limits home moves and prevents viewings of properties. This does not mean that sellers should not begin to get arrangements in place ready for when restrictions are...

COVID-19 - Will Lockdown Scupper My House Transaction?

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With the Corona Virus outbreak continuing to make its mark on all areas of our lives, many of our clients are concerned about how it will affect the progress of their house sale or purchase. As we have seen, the Coronavirus situation is an ever-changing one,...

Moving house during Covid-19 - What you need to know

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A video blog by Emma Gilroy, Head of Residential Property – JCP Solicitors . Please note this video was uploaded at 10am on Monday 30th March 2020. This is a fast-moving situation, so it is important that you digest the full guidance here . To keep...

When Buying a Home Falls Through

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After spending significant sums on searches, surveys, mortgage fees and legal fees, if your residential property transaction falls through, where do you stand and are you able to recover these costs? Buying a home can be a stressful time, but the financial...

National Awards Nomination for JCP's Conveyancing Team

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JCP Solicitors’ Conveyancing team is enjoying a successful season, having been shortlisted for another prestigious award – at the national Eclipse Proclaim Modern Law Conveyancing Awards 2019. The news comes hot-on-the-heels of the JCP team...

Fortunate Enough to Be Gifted a Property Deposit? Follow These Steps Carefully

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With many first-time buyers still struggling to get onto the housing ladder, an increasing number of buyers are being given a leg-up by family – by way of a gift of cash to help with the deposit. This is perfectly fine – and very welcome for...

Two JCP Teams Make Welsh Legal Awards Shortlists

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Two teams from JCP Solicitors have been shortlisted for two prestigious law awards. The Residential Property Team and the Family Team have both been shortlisted in the Wales Legal Awards 2019, with the winners to be announced at a ceremony in Cardiff...

Raising a Glass To The Completion of A Flagship SA1 Development

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The first home buyers of the flagship Prince’s Wharf housing development, in Swansea’s SA1, have been welcomed to their new homes with celebratory bottles of Shiraz and Bordeaux since the house types have all been named after famous grape...

Look for the CQS Mark of Quality to Help Your Conveyancing Run Smoothly

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During the pandemic, the residential property market has had to adapt to a lot of changes. While our team have been working hard to minimise any impact on our clients, some delays may be unavoidable. As such, we recommend that you anticipate it taking...

Lifetime ISA Offers a Welcome Boost For First-Time Buyers

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The news that from today (6th April 2018) a Lifetime ISA (LISA) can be used to help buy a first time residential home will be welcomed by many who are keen to get on the housing ladder. Effectively, the scheme, available to anyone under 40, means first time...

Dreaming of a Bolthole by the Sea? Here's what you need to know about owning second homes

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There are few topics more contentious when it comes to property than second home ownership. Britain faces a chronic housing shortfall, while many of us daydream about owning a pretty, whitewashed bolthole by the sea at some point in our lives. If you are...

New Land Transaction Tax Likely to Get Stamp of Approval From First Time Buyers in Wales

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Major changes to Stamp Duty charges were brought in from 1 April 2018 in Wales, with a new system – called Land Transaction Tax - administered by the Welsh Government. The move is being hailed as a big step for those in favour of more devolved...

Conveyancing - What You Need to Know

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Emma Gilroy, Director and head of Residential Property sheds light on the conveyancing process. Conveyancing is a crucial part of the buying and selling process, which involves legally transferring home ownership from a seller to a buyer. Your...

House Buyers - Stay Alert To Fraudsters

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We have been made aware that fraudsters are attempting to divert house deposit payments that would normally be paid to a Solicitor in the legal process. Conveyancing Client Protection Advice It is highly unlikely that Solicitors...

Don't Cut Corners on Conveyancing

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When you have found your dream home and you are planning your future in it, you will have many exciting things to think about; your new décor; what the neighbourhood has to offer; how the children will fit into their new school; how long your commute...

A Thorny Problem For Buyers and Sellers

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Emma Gilroy, Director and Head of Residential Property at JCP Solicitors, looks at the issue of Japanese Knotweed. When buying a property, buyers usually make their choice because of the location. However, a key consideration when you are viewing property...

How to Avoid Conflict When Your Vendors Are Splitting

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Emma Gilroy, Director and Head of Residential Property at JCP Solicitors, shares some tips on dealing with vendors who are splitting. Without wanting to take the gloss off the New Year, we all have heard that festive fallout can occur around December and...

Is the Buzz of the Property Auction for you?

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Emma Gilroy, Director and Head of Residential Property at JCP Solicitors, shares some of the ins and outs of property auctions either as a buyer or a seller. Buying or selling property in the traditional way, with its chains and its frequent delays, can be...

For Added Peace of Mind Dont Skip The Property Survey

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Emma Gilroy, Director and Head of Residential Property at JCP Solicitors, shares some insights into how to achieve success in the property market, either as a buyer or a seller. That moment when your offer on your dream home has been accepted can be one of...

How To Avoid A Long Property Chain

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Emma Gilroy, Director and Head of Residential Property at JCP Solicitors, shares some insights into possible ways to achieve success in the property market, either as a buyer or a seller. As David and Samantha Cameron can tell you, moving house can be a...

Second Homes, Buy To Lets and Stamp Duty Changes

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You may have seen in the Press that the Government’s Autumn Statement announced that from 1 April this year, there is to be a 3% increase in stamp duty for second property purchases, such as second homes and buy to let properties. The higher rates...

Can The Green Deal Help You?

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The Green Deal is a Government initiative aiming to reduce energy consumption by encouraging property owners to install energy saving measures. It will relate, in the main, to older properties. The Green Deal can apply to both residential and commercial...