Remortgage Solicitors in Swansea

Remortgaging your home can provide a range of advantages, such as securing more optimal terms or accessing additional funds. While there are many reasons why you may choose to remortgage, the process is not always straightforward.

If you’re not planning to stick with your current lender, it is crucial that you consult with an experienced remortgaging solicitor or legal professional to help manage your remortgaging process.

At JCP, our skilled remortgage solicitors and legal advisors in Swansea are well-equipped to guide you through this process, actively working to expedite your transition to the new mortgage terms. Our property experts possess a wealth of experience and are adept at addressing potential complications promptly and efficiently.

Recognising the urgency often associated with securing new terms , we are committed to meeting deadlines while maintaining consistent communication to keep you updated along the way.

We are approved solicitors for the majority of the major lenders and hold the Conveyancing Quality Scheme accreditation from the Law Society for our excellence in handling conveyancing transactions.

Our remortgaging services include:

Validating and conducting due diligence on the legal title of your property - the process of confirming and verifying the ownership rights, boundaries, and legal status associated with the property being remortgaged.

Determining the outstanding amount on your current mortgage -  liaising and obtaining the total sum of money that you still owe to your current mortgage lender.

Conducting due diligence on behalf of your new lender.

Coordinating with you for remortgage completion - working closely with you throughout the final stages of the remortgaging process to ensure a smooth and successful transition from your existing mortgage to a new one.

Reach Out to Our Remortgage Solicitors in Swansea

To consult with our skilled remortgage solicitors and legal advisors at our Swansea office, call us on 01792 773 773  today. Alternatively, you can use the form on the right-hand side of this page to request a call back.

Our Expertise in Remortgage Matters

Throughout the remortgaging process, there are many steps that need to be taken, involving meticulous planning and detailed paperwork. Our dedicated team of solicitors, licensed conveyancers and legal advisors will handle all of this on your behalf. These steps include:

Validation and due diligence of Property Legal Title

Your new lender will require comprehensive property data verification, including checks on property ownership, property rights and compliance with planning consents. Our team will provide you with a property information form for completion and address any queries your lender might have.

Assessment of Outstanding Mortgage Amount

Our remortgaging solicitors and legal advisors in Swansea will obtain an initial redemption statement from your lender, offering an estimate of the redemption amount for your mortgage. This insight helps ensure that your new mortgage will be enough to redeem this and cover any associated fees etc.

Search Indemnity and Terms Clarification

While searches might be needed, search indemnity insurance often suffices instead, which often can drastically expedite the process. Once your new mortgage offer arrives, we'll review the terms, address your enquiries, and provide the mortgage deed for your signature in preparation for completion.

Completion Coordination

With all pertinent property information and your mortgage offer gathered, we're set to complete. We'll collaborate on dates and communicate with all of the relevant parties. On the agreed date, we'll order your mortgage advance and present a completion statement detailing the required funds or payouts.

Why choose us?

Our remortgaging solicitors and legal advisors will be your trusted partners when it comes to navigating to the complex area of remortgaging, providing support and a friendly service. Our expertise in property law combined with a deep understanding of the local market in Swansea sets us apart from our competition.

When you work with us, you’re working with a team of dedicated professionals who will always prioritise your needs, ensuring a smooth and efficient remortgaging process from start to finish. As a company, we pride ourselves on clear communication, transparency and tailored solutions for your specific situation.

Our remortgage solicitors and legal advisors have an excellent record of successful cases and satisfied clients; we provide you with the assurance that your remortgaging case will be dealt with efficiently and professionally. Our team will work diligently to create a stress-free experience during your remortgaging process.

We will ensure to carefully explain the associated legal procedures, providing you with a full understanding of how the remortgage process works.

Other property-related services

Our solicitors and legal teams are well-versed in a wide array of property-related matters, and are able to assist with the following:

Consult Our Remortgaging Solicitors in Swansea Today

Our remortgaging solicitors and legal advisors in Swansea are ready and waiting to help you start your remortgaging journey today. To get in contact with our professional and friendly team call us on 01792 773773  today. Alternatively, you can use the form on the right-hand side of this page to request a call back.