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No Win No Fee Agreements For Personal Injury Claims

If you have been injured and you believe someone else is at fault, a No Win No Fee agreement can help you get legal support without paying any upfront legal fees. Here's a simple guide to help you understand how it works, what it covers, and what costs might apply - so you can move forward with confidence.

What is a No Win No Fee agreement?

A Conditional Fee Agreement (CFA), often called a No Win No Fee agreement, is a way to fund your Personal Injury claim without paying for legal advice upfront.

How it works:

  • No Win, No Fee – If your claim is unsuccessful, you won’t have to pay our legal fees
  • Success Fee – If your claim is successful, we charge a success fee. This is agreed in advance and is capped under the terms of the agreement
  • Disbursements – These are costs such as medical reports or Court fees. We can usually help arrange After-The-Event Legal Expenses insurance to cover these

Your responsibilities

To help your claim run smoothly, we ask that you:

  • Provide honest, clear instructions
  • Stay in touch throughout the process
  • Follow legal advice where needed

When is a CFA used?

CFAs are most commonly used in:

  • Personal Injury claims
  • Some other civil matters

They are not used for criminal or family law cases.

What the agreement covers

Your No Win No Fee agreement with us includes:

  • The Personal Injury claim itself
  • Pre-action or non-party disclosure (if we need evidence from someone not directly involved)
  • Your opponent’s appeal
  • Certain appeals you make (e.g. on interim orders or legal costs)
  • Enforcing a Judgment or settlement (if your opponent doesn’t pay)
  • Negotiating and recovering legal costs

What isn’t covered

There are a few things the agreement won’t include:

  • Counterclaims made against you by the opponent
  • Any appeal against the final decision in the case

What you pay if you win

If your claim is successful, you will pay:

  • Our basic legal charges
  • Expenses and disbursements (e.g. medical reports)
  • A success fee
  • Any insurance premium (if applicable)

You are entitled to seek recovery from your opponent of our basic charges and expenses, but:

  • You can’t recover the success fee or insurance premium from them
  • If your opponent made a Part 36 offer that you rejected (against our advice), and you recover damages which are less than that offer, then you may have to pay their costs

What you pay if you lose

If your claim is unsuccessful:

  • You don’t pay our legal fees unless in certain circumstances, such as where you have failed to co-operate with us in the conduct of the claim or provided us with misleading information
  • You might need to pay your opponent’s costs if:
    • The claim is struck out
    • It’s found to be fundamentally dishonest
  • You may still need to pay disbursements unless covered by insurance

The success fee – what you need to know

  • Capped at 25% of:
    • Your general damages (e.g. pain and suffering)
    • Past financial losses (e.g. lost wages)
  • This doesn’t apply to future losses
  • The cap is applied after any deductions made by the government (e.g. benefits recovery)
  • We will inform you what we will take as a success fee, this amount will be based on our assessment of the risk

Why choose No Win No Fee?

  • Accessible – You don’t need to worry about upfront legal costs
  • Low risk – You only pay if your claim is successful
  • Supportive – Our experienced team handles everything with care and clarity

Ready to talk?

If you think you might have a Personal Injury claim, we’re here to help. Contact our friendly team today for a free, no-obligation chat about your options.


To speak to our expert Injury Solicitors in South Wales, please contact your local JCP Solicitors office. We have offices in the following locations:

If there is not a local office to you, contact us on 03333 209244 as we are happy to arrange telephone and video meetings where appropriate. Alternatively, please feel free to email us at hello@jcpsolicitors.co.uk, fill in our online enquiry form, or use our live web chat facility.

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